寅虎 jan⁴ fu² {yín hǔ}

Year 3, year of the Tiger (e.g. 2010)

寅時〔-时〕 jan⁴ si⁴ {yín shí}

3-5 am (in the system of two-hour subdivisions used in former times)

寅食卯糧〔---粮〕 jan⁴ sik⁶ maau⁵ loeng⁴ {yín shí mǎo liáng}

one's income is not enough for one's expenditure, resulting in an overdraft

寅吃卯糧〔---粮〕 jan⁴ hek³ maau⁵ loeng⁴ {yín chī mǎo liáng}

1. lit. eating away next year's food in advance
2. fig. to dip into the next month's check
3. live now, pay later